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    ( Interest rates start at 6.95%* p.a. )
    Latest bank rate updated: 6th October 2020

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    From The Major Banks & Home Loan Providers

      Latest Home Loan Interest Rates

      ( Interest Rates subject to bank approval )
      Rate updated on 02.08.2020

      BankProductInterest RateFees & DetailsSelect
      Home LoanCibil Score > 730 - 7.00%+
      Cibil Score < 730 - 7.20%+
      *condition apply

      Lowest Rate
      Processing Fee Salaried Applicant - 11800/-
      Self Employed - 0.25% + GST

      sbi_bank_200pxHome LoanUpto 30 Lakh - 7.00%
      Upto 75 Lakh - 7.25%
      above 75 Lakh -7.35%
      Processing Fees
      New Home Loan 0.40% + GST
      Min. 4000/- & Max 35000/-
      Fee for Balance Transfer - NILL
      Legal & Tech. Fee extra

      sbi_bank_200pxSBI - MaxGainUpto 30 Lakh - 7.35%
      Upto 75 Lakh - 7.60%
      above 75 Lakh -7.70%
      Processing Fees
      New Home Loan 0.20% + GST
      Min. 4000/- & Max 17500/-
      0.5% Discount for females
      Fee for Balance Transfer - NILL
      Legal & Tech. extra

      sbi_bank_200pxSBI - Plot LoanUpto 30 Lakh - 7.80%
      Upto 75 Lakh - 7.90%
      Above 75 Lakh -8.05%
      Processing Fees
      New Home Loan 0.20%+GST
      Min. 10000/- & Max 30000/-

      Home LoanCibil Score > 775
      Home Loan with Insurance : 7.00%
      Home Loan without Insurance : 7.05%
      Cibil Score >726 - 775
      Home Loan with Insurance : 7.40%
      Home Loan without Insurance : 7.45%
      Cibil Score < 701 - 726
      Home Loan with Insurance : 7.65%
      Home Loan without Insurance : 7.70%
      Processing fee
      Home Loan < 50 Lakh - Rs 15000/-
      Above 50 Lakh - Rs 25000 /-
      Balance Transfer - Rs.8500/-

      axis-bankHome Loan Vanila Upto 30 Lakh - 7.20%
      Upto 75 Lakh - 7.30%
      above 75 Lakh - 7.35%
      Processing Fees
      - 0.35% of Loan Amount
      Minimum Rs. 10000/-
      Best for Self Employed / HNI

      axis-bankHome Loan Super Saver Amount > 50 lakh 7.60%Processing Fees
      0.35% of Loan Amount
      Minimum Rs. 10000/-
      Best for Self Employed / HNI

      axis-bankHome Loan Banking Surrogate Amount > 50 lakh 7.65%Processing Fees
      0.35% of Loan Amount
      Minimum Rs. 10000/-
      Home Saver A/c Must
      Best for Self Employed

      hdfc_homeloans_logoHome Loan -SalariedCibil Score > 750
      Home Loan : 7.00% (Employed )
      Home Loan : 7.05% (Self Employed )
      ( HDFC MONSOON Bonanza )

      Processing Fees
      Rs.10000 + Legal fee
      0.05% discount for women
      Disbursement by Sept 30th.

      hdfc_homeloans_logoHome Loan -EmployeedCibil Score > 780
      Home Loan upto 30 Lakh : 7.00%
      Home Loan upto 75 Lakh : 7.25%
      Home Loan above 75 lakh : 7.35%
      Cibil score :700-799
      Home Loan upto 30 Lakh : 7.20%
      Home Loan upto 75 Lakh : 7.35%
      Home Loan above 75 Lakh : 7.45%
      Cibil score :650-699
      Home Loan upto 30 Lakh : 7.35%
      Home Loan upto 75 Lakh : 7.50%
      Home Loan above 75 Lakh : 7.60%
      Cibil score : < 650
      Home Loan upto 30 Lakh : 7.40%
      Home Loan upto 75 Lakh : 7.55%
      Home Loan above 75 Lakh : 7.65%
      Processing Fees
      0.50% of loan amount + Legal fee
      0.05% discount for women.

      hdfc_homeloans_logoHome Loan -Self EmployeedCibil Score > 780
      Home Loan upto 30 Lakh : 7.15%
      Home Loan upto 75 Lakh : 7.40%
      Home Loan above 75 lakh : 7.50%
      Cibil score :700-799
      Home Loan upto 30 Lakh : 7.35%
      Home Loan upto 75 Lakh : 7.50%
      Home Loan above 75 Lakh : 7.60%
      Cibil score :650-699
      Home Loan upto 30 Lakh : 7.50%
      Home Loan upto 75 Lakh : 7.65%
      Home Loan above 75 Lakh : 7.75%
      Cibil score : < 650
      Home Loan upto 30 Lakh : 7.40%
      Home Loan upto 75 Lakh : 7.55%
      Home Loan above 75 Lakh : 7.65%
      Processing Fees
      0.50% of loan amount + Legal fee
      0.05% discount for women applicant.

      idbiHome Loan Salaried & SEPCibil Score > 780
      Home Loan upto 35 Lakh : 7.80%
      Home Loan upto 75 Lakh : 7.80%
      Home Loan above 75 lakh : 7.80%
      Cibil score :761-780
      Home Loan upto 35 Lakh : 7.85%
      Home Loan upto 75 Lakh : 7.90%
      Home Loan above 75 Lakh : 7.95%
      Cibil score :741-760
      Home Loan upto 35 Lakh : 7.90%
      Home Loan upto 75 Lakh : 7.95%
      Home Loan above 75 Lakh : 8.00%
      Cibil score :721-740
      Home Loan upto 35 Lakh : 8.00%
      Home Loan upto 75 Lakh : 8.05%
      Home Loan above 75 Lakh : 8.10%
      Cibil score :700-720
      Home Loan upto 35 Lakh : 8.05%
      Home Loan upto 75 Lakh : 8.10%
      Home Loan above 75 Lakh : 8.15%
      Cibil score :650-699
      Home Loan upto 35 Lakh : 8.30%
      Home Loan upto 75 Lakh : 8.35%
      Home Loan above 75 Lakh : 8.40%
      Processing Fees
      Rs.10000/- + Legal + Technical fee

      idbiHome Loan-SENPCibil Score > 780
      Home Loan upto 35 Lakh :8.00%
      Home Loan upto 75 Lakh : 8.00%
      Home Loan above 75 lakh : 8.00%
      Cibil score :761-780
      Home Loan upto 35 Lakh : 8.05%
      Home Loan upto 75 Lakh : 8.10%
      Home Loan above 75 Lakh : 8.15%
      Cibil score :741-760
      Home Loan upto 35 Lakh : 8.10%
      Home Loan upto 75 Lakh : 8.15%
      Home Loan above 75 Lakh : 8.20%
      Cibil score :721-740
      Home Loan upto 35 Lakh : 8.10%
      Home Loan upto 75 Lakh : 8.15%
      Home Loan above 75 Lakh : 8.25%
      Cibil score :700-720
      Home Loan upto 35 Lakh : 8.25%
      Home Loan upto 75 Lakh : 8.30%
      Home Loan above 75 Lakh : 8.55%
      Cibil score :650-699
      Home Loan upto 35 Lakh : 8.50%
      Home Loan upto 75 Lakh : 8.55%
      Home Loan above 75 Lakh : 8.80%
      Processing Fees
      Rs.10000/- + Legal + Technical fee

      icici-bankHome Loan - salariedUpto 35 Lakh - 6.95%*
      above 35 Lakh - 7.00%
      Processing Fees
      New Home Loan 0.30%
      Minimum Rs. 10000/- + Admin fee 5000
      Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
      Loan Amount - Loan to Value
      Upto 35 Lakh - 80%
      from 35 - 75 Lakh - 70%
      above 75 Lakh - 65%

      Plot Loan +0.25% more
      Top up with BT 0.30% more
      Others

      -Repayment from ICICI a/c only

      icici-bankHome Loan - Self EmployedUpto 35 Lakh - 7.05%*
      above 35 Lakh - 7.10%
      Processing Fees
      New Home Loan 0.30%
      Minimum Rs. 10000/- + Admin fee 5000
      Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
      Loan Amount - Loan to Value
      Upto 35 Lakh - 80%
      from 35 - 75 Lakh - 70%
      above 75 Lakh - 65%

      Plot Loan +0.25% more
      Top up with BT 0.30% more
      Others

      -Repayment from ICICI a/c only

      Lic-housing-financeApna Ghar - Salaried Cibil Score > 700
      Upto 50Lakh : 6.90%
      Cibil Score 650 - 699
      Home Loan upto 50 Lakh : 7.90%
      Home Loan 30 -50 lakh : 7.90%
      Home Loan 50 Lakh - 5cr : 7.90%
      Home Loan 5cr - 15cr : 8.25%
      Cibil Score 600 - 699
      Home Loan upto 30 Lakh : 8.15%
      Home Loan 30 -50 lakh : 8.25%
      Home Loan 50 Lakh - 5cr : 8.35%
      Home Loan 5cr - 15cr : 8.45%
      Cibil Score < 600
      Home Loan upto 30 Lakh : 8.35%
      Home Loan 30 -50 lakh : 8.40%
      Home Loan 50 Lakh - 5cr : 8.50%
      Home Loan 5cr - 15cr : 8.70%
      Processing Fees
      Salaried Rs. 10000/-

      Lic-housing-financeApna Ghar - Self Employed Cibil Score > 800
      Any Amount : 7.50%
      Cibil Score 700 - 799
      Home Loan upto 30 Lakh : 8.10%
      Home Loan 30 -50 lakh : 8.20%
      Home Loan 50 Lakh - 5cr : 8.35%
      Home Loan 5cr - 15cr : 8.50%
      Cibil Score 600 - 699
      Home Loan upto 30 Lakh : 8.40%
      Home Loan 30 -50 lakh : 8.40%
      Home Loan 50 Lakh - 5cr : 8.50%
      Home Loan 5cr - 15cr : 8.60%
      Cibil Score < 600
      Home Loan upto 30 Lakh : 8.55%
      Home Loan 30 -50 lakh : 8.55%
      Home Loan 50 Lakh - 5cr : 8.75%
      Home Loan 5cr - 15cr : 8.85%
      Processing Fees
      Salaried Rs. 10000/-

      Lic-housing-financeGriha Suvida -Affordable Cibil Score > 800
      10 lakh to 3 cr : 7.65%
      Cibil Score 700 - 799
      Home Loan upto 30 Lakh : 8.05% - 8.35%
      Home Loan 30 -50 lakh : 8.05% - 8.45%
      Home Loan 50 Lakh - 3cr : 8.05% - 8.60%
      Cibil Score 600 - 699
      Home Loan upto 30 Lakh : 8.30% - 8.65%
      Home Loan 30 -50 lakh : 8.40% - 8.65%
      Home Loan 50 Lakh - 3cr : 8.50% - 8.75%
      Cibil Score 600 - 699
      Home Loan upto 30 Lakh : 8.50% - 8.80%
      Home Loan 30 -50 lakh : 8.55% - 8.80%
      Home Loan 50 Lakh - 3cr : 8.65% - 9.00%%
      Processing Fees
      Salaried Rs. 10000/-

      kotak-mahindar-bankHome Loan - SalariedCibil Score > 800
      Home Loan Interest Rate : 7.50%
      Cibil Score < 800
      Home Loan Interest Rate : 7.95%
      Processing Fees
      salaried Rs. 10000/-

      citibankHome LoanUpto 30 Lakh - 8.20%
      Upto 75 Lakh - 8.20%
      above 75 Lakh - 8.20%
      Processing Fees
      salaried Rs. 10000/-
      Self employed - 0.50%
      Pnb HousingHome Loan - SalariedCibil Score above 800 : 8.60%
      Cibil Score 750 - 800 :8.75%
      Cibil Score 700 - 750 :8.85%
      Cibil Score 650 - 700 :8.95%
      Cibil Score up to 650 or -1 :9.25%
      Plot Purchase Loan rate will be 1% +
      Banking Program +0.50%
      Processing Fees
      salaried Rs. 10000/-
      Self employed Upto 1%

      Pnb HousingHome Loan - Self EmployedCibil Score above 800 : 8.85%
      Cibil Score 750 - 800 :8.95%
      Cibil Score 700 - 750 :9.05%
      Cibil Score 650 - 700 :9.15%
      Cibil Score up to 650 or -1 :9.45%
      Plot Purchase Loan rate will be 1% +
      Banking Program +0.50%
      Processing Fees
      salaried Rs. 10000/-
      Self employed Upto 1%

      How Are We Different

      We Understand needs

      A Home Loan is the biggest financial commitment most of us will make, so it is important to understand what home loans are on offer and find one that meets your needs.

      We Compare Options

      We can help find the right home loan for you. So whether it’s buying your first home, your next home, an investment property or just want to refinance to a better deal, talk to us.

      We Offer Professional Service

      We have a lot of knowledge that we are happy to provide. If you proceed with an application, we prepare all the paperwork required and will assist you throughout the entire process.

      We understand your requirement  be it Home Loan or any other loan. We always suggest the best & cost effective product.  We do a full review of your existing Home / other loans  and show you how we can help you save money and interest and pay off your loan sooner.

      Contact Us

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        Home Loan?

        You can avail Home Loan for Residential Plot Purchase, House Construction, House Renovation, Independent House Purchase,  ready to move in Flat, Under Construction Flat, Balance transfer of existing High-Interest Home Loan and to avail top-up loans.

        How Much Can I Apply?

        Home Loan can be availed up to 150% of agreement Value subject to Property Market Value.

        1. 90% of Market Value up to Loan amount of 30 Lakh
        2. 80% of Market Value up to Loan amount of 75 Lakh
        3. 75%  of Market Value for Loan amount above 75 Lakh

        Low Cibil Score vs Home Loans?

        Cibil score is a major factor for home loans if your cibil score is less than 650 you may face rejection in Home Loans, Few Banks consider Low Cibil Score with proper justification and payment records /Low-Income ITR with good business records.

        How can I avail Home Loan with Interest Saver / OD account?

        Many banks offer home loan with interest saver facility or OD account. State bank of India’s Maxgain home loan is one of the most attractive home loan product amount home loan seekers.

         

        Talk to Us Now!

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        Customers  Reviews: We Love our Clients, And They Love Us.

        We are fully dedicated to our clients. When you appoint us, there is no need to worry about approvals & interest rates. With our professional, experienced & efficient customer service, you cannot go wrong with HomeLoanDSA.com. Check out what our clients are saying about our services!

        “The Highest Standards, The Happiest Customers”

        “I would like to take this opportunity to thank you very much for all your hard work arranging the two mortgages. In my case, as you are aware (!), this was a less than straightforward process. However, it was made considerably less painful by your patience, perseverance and positive attitude. Without your assistance I very much doubt if I would have secured the mortgages that I needed. I was very impressed with the excellent service you provided, and will have no hesitation in recommending HomeLoanDSA.com to others.!” – Raj Karan Yadav

        Just a short note to thank you for your help and guidance in arranging our Home Loan for our Flat in Malibu Town. As you know, speed of completion was very important to the successful conclusion of the agreement and I am sure that without your efforts we would not have been able to achieve this. We appreciate the efforts you took and your patience in dealing with our numerous queries.
        Jagdeep Singh
        Govind visited me on a number of occasions to establish the requirement for a new Home Loan on a new property. Having searched the market he recommended several deals for me to choose from. Following some further discussions we were able to find the right home loan for us. Govind and his team managed the whole process in a very professional manor. We have now moved in to our new home and could not be happier with everything they managed to achieve for us.
        Imran Ali,
        A massive Thanks you for helping with our Home Loan. You and your team saved us a lot of money after another adviser could not turn things around in time. We were able to buy the house and move within the 18 days exchange we needed. You had a loan approval letter out within 4 days and I would use and recommend you to anyone getting a mortgage & Home Loan.
        Kaushik Banerjee,
        Many thanks for all your support & guidance, I couldn’t have coped without you. You have without doubt helped us to transform our lives. Thank you.
        Suresh Panday,
        You guys made is so easy, Very professional with a chilled approach. All the best with the business, we will be in touch in a few year time to complete the refinancing with you.
        Sarika Jain,