Home Loan Interest Rates

Latest Home Loan Interest Rates

( Interest Rates subject to bank approval )
Rate updated on 02.08.2020

BankProductInterest RateFees & DetailsSelect
Home LoanCibil Score > 730 - 7.00%+
Cibil Score < 730 - 7.20%+
*condition apply

Lowest Rate
Processing Fee Salaried Applicant - 11800/-
Self Employed - 0.25% + GST

sbi_bank_200pxHome LoanUpto 30 Lakh - 7.00%
Upto 75 Lakh - 7.25%
above 75 Lakh -7.35%
Processing Fees
New Home Loan 0.40% + GST
Min. 4000/- & Max 35000/-
Fee for Balance Transfer - NILL
Legal & Tech. Fee extra

sbi_bank_200pxSBI - MaxGainUpto 30 Lakh - 7.35%
Upto 75 Lakh - 7.60%
above 75 Lakh -7.70%
Processing Fees
New Home Loan 0.20% + GST
Min. 4000/- & Max 17500/-
0.5% Discount for females
Fee for Balance Transfer - NILL
Legal & Tech. extra

sbi_bank_200pxSBI - Plot LoanUpto 30 Lakh - 7.80%
Upto 75 Lakh - 7.90%
Above 75 Lakh -8.05%
Processing Fees
New Home Loan 0.20%+GST
Min. 10000/- & Max 30000/-

Home LoanCibil Score > 775
Home Loan with Insurance : 7.00%
Home Loan without Insurance : 7.05%
Cibil Score >726 - 775
Home Loan with Insurance : 7.40%
Home Loan without Insurance : 7.45%
Cibil Score < 701 - 726
Home Loan with Insurance : 7.65%
Home Loan without Insurance : 7.70%
Processing fee
Home Loan < 50 Lakh - Rs 15000/-
Above 50 Lakh - Rs 25000 /-
Balance Transfer - Rs.8500/-

axis-bankHome Loan Vanila Upto 30 Lakh - 7.20%
Upto 75 Lakh - 7.30%
above 75 Lakh - 7.35%
Processing Fees
- 0.35% of Loan Amount
Minimum Rs. 10000/-
Best for Self Employed / HNI

axis-bankHome Loan Super Saver Amount > 50 lakh 7.60%Processing Fees
0.35% of Loan Amount
Minimum Rs. 10000/-
Best for Self Employed / HNI

axis-bankHome Loan Banking Surrogate Amount > 50 lakh 7.65%Processing Fees
0.35% of Loan Amount
Minimum Rs. 10000/-
Home Saver A/c Must
Best for Self Employed

hdfc_homeloans_logoHome Loan -SalariedCibil Score > 750
Home Loan : 7.00% (Employed )
Home Loan : 7.05% (Self Employed )
( HDFC MONSOON Bonanza )

Processing Fees
Rs.10000 + Legal fee
0.05% discount for women
Disbursement by Sept 30th.

hdfc_homeloans_logoHome Loan -EmployeedCibil Score > 780
Home Loan upto 30 Lakh : 7.00%
Home Loan upto 75 Lakh : 7.25%
Home Loan above 75 lakh : 7.35%
Cibil score :700-799
Home Loan upto 30 Lakh : 7.20%
Home Loan upto 75 Lakh : 7.35%
Home Loan above 75 Lakh : 7.45%
Cibil score :650-699
Home Loan upto 30 Lakh : 7.35%
Home Loan upto 75 Lakh : 7.50%
Home Loan above 75 Lakh : 7.60%
Cibil score : < 650
Home Loan upto 30 Lakh : 7.40%
Home Loan upto 75 Lakh : 7.55%
Home Loan above 75 Lakh : 7.65%
Processing Fees
0.50% of loan amount + Legal fee
0.05% discount for women.

hdfc_homeloans_logoHome Loan -Self EmployeedCibil Score > 780
Home Loan upto 30 Lakh : 7.15%
Home Loan upto 75 Lakh : 7.40%
Home Loan above 75 lakh : 7.50%
Cibil score :700-799
Home Loan upto 30 Lakh : 7.35%
Home Loan upto 75 Lakh : 7.50%
Home Loan above 75 Lakh : 7.60%
Cibil score :650-699
Home Loan upto 30 Lakh : 7.50%
Home Loan upto 75 Lakh : 7.65%
Home Loan above 75 Lakh : 7.75%
Cibil score : < 650
Home Loan upto 30 Lakh : 7.40%
Home Loan upto 75 Lakh : 7.55%
Home Loan above 75 Lakh : 7.65%
Processing Fees
0.50% of loan amount + Legal fee
0.05% discount for women applicant.

idbiHome Loan Salaried & SEPCibil Score > 780
Home Loan upto 35 Lakh : 7.80%
Home Loan upto 75 Lakh : 7.80%
Home Loan above 75 lakh : 7.80%
Cibil score :761-780
Home Loan upto 35 Lakh : 7.85%
Home Loan upto 75 Lakh : 7.90%
Home Loan above 75 Lakh : 7.95%
Cibil score :741-760
Home Loan upto 35 Lakh : 7.90%
Home Loan upto 75 Lakh : 7.95%
Home Loan above 75 Lakh : 8.00%
Cibil score :721-740
Home Loan upto 35 Lakh : 8.00%
Home Loan upto 75 Lakh : 8.05%
Home Loan above 75 Lakh : 8.10%
Cibil score :700-720
Home Loan upto 35 Lakh : 8.05%
Home Loan upto 75 Lakh : 8.10%
Home Loan above 75 Lakh : 8.15%
Cibil score :650-699
Home Loan upto 35 Lakh : 8.30%
Home Loan upto 75 Lakh : 8.35%
Home Loan above 75 Lakh : 8.40%
Processing Fees
Rs.10000/- + Legal + Technical fee

idbiHome Loan-SENPCibil Score > 780
Home Loan upto 35 Lakh :8.00%
Home Loan upto 75 Lakh : 8.00%
Home Loan above 75 lakh : 8.00%
Cibil score :761-780
Home Loan upto 35 Lakh : 8.05%
Home Loan upto 75 Lakh : 8.10%
Home Loan above 75 Lakh : 8.15%
Cibil score :741-760
Home Loan upto 35 Lakh : 8.10%
Home Loan upto 75 Lakh : 8.15%
Home Loan above 75 Lakh : 8.20%
Cibil score :721-740
Home Loan upto 35 Lakh : 8.10%
Home Loan upto 75 Lakh : 8.15%
Home Loan above 75 Lakh : 8.25%
Cibil score :700-720
Home Loan upto 35 Lakh : 8.25%
Home Loan upto 75 Lakh : 8.30%
Home Loan above 75 Lakh : 8.55%
Cibil score :650-699
Home Loan upto 35 Lakh : 8.50%
Home Loan upto 75 Lakh : 8.55%
Home Loan above 75 Lakh : 8.80%
Processing Fees
Rs.10000/- + Legal + Technical fee

icici-bankHome Loan - salariedUpto 35 Lakh - 6.95%*
above 35 Lakh - 7.00%
Processing Fees
New Home Loan 0.30%
Minimum Rs. 10000/- + Admin fee 5000
Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
Loan Amount - Loan to Value
Upto 35 Lakh - 80%
from 35 - 75 Lakh - 70%
above 75 Lakh - 65%

Plot Loan +0.25% more
Top up with BT 0.30% more
Others

-Repayment from ICICI a/c only

icici-bankHome Loan - Self EmployedUpto 35 Lakh - 7.05%*
above 35 Lakh - 7.10%
Processing Fees
New Home Loan 0.30%
Minimum Rs. 10000/- + Admin fee 5000
Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
Loan Amount - Loan to Value
Upto 35 Lakh - 80%
from 35 - 75 Lakh - 70%
above 75 Lakh - 65%

Plot Loan +0.25% more
Top up with BT 0.30% more
Others

-Repayment from ICICI a/c only

Lic-housing-financeApna Ghar - Salaried Cibil Score > 700
Upto 50Lakh : 6.90%
Cibil Score 650 - 699
Home Loan upto 50 Lakh : 7.90%
Home Loan 30 -50 lakh : 7.90%
Home Loan 50 Lakh - 5cr : 7.90%
Home Loan 5cr - 15cr : 8.25%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.15%
Home Loan 30 -50 lakh : 8.25%
Home Loan 50 Lakh - 5cr : 8.35%
Home Loan 5cr - 15cr : 8.45%
Cibil Score < 600
Home Loan upto 30 Lakh : 8.35%
Home Loan 30 -50 lakh : 8.40%
Home Loan 50 Lakh - 5cr : 8.50%
Home Loan 5cr - 15cr : 8.70%
Processing Fees
Salaried Rs. 10000/-

Lic-housing-financeApna Ghar - Self Employed Cibil Score > 800
Any Amount : 7.50%
Cibil Score 700 - 799
Home Loan upto 30 Lakh : 8.10%
Home Loan 30 -50 lakh : 8.20%
Home Loan 50 Lakh - 5cr : 8.35%
Home Loan 5cr - 15cr : 8.50%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.40%
Home Loan 30 -50 lakh : 8.40%
Home Loan 50 Lakh - 5cr : 8.50%
Home Loan 5cr - 15cr : 8.60%
Cibil Score < 600
Home Loan upto 30 Lakh : 8.55%
Home Loan 30 -50 lakh : 8.55%
Home Loan 50 Lakh - 5cr : 8.75%
Home Loan 5cr - 15cr : 8.85%
Processing Fees
Salaried Rs. 10000/-

Lic-housing-financeGriha Suvida -Affordable Cibil Score > 800
10 lakh to 3 cr : 7.65%
Cibil Score 700 - 799
Home Loan upto 30 Lakh : 8.05% - 8.35%
Home Loan 30 -50 lakh : 8.05% - 8.45%
Home Loan 50 Lakh - 3cr : 8.05% - 8.60%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.30% - 8.65%
Home Loan 30 -50 lakh : 8.40% - 8.65%
Home Loan 50 Lakh - 3cr : 8.50% - 8.75%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.50% - 8.80%
Home Loan 30 -50 lakh : 8.55% - 8.80%
Home Loan 50 Lakh - 3cr : 8.65% - 9.00%%
Processing Fees
Salaried Rs. 10000/-

kotak-mahindar-bankHome Loan - SalariedCibil Score > 800
Home Loan Interest Rate : 7.50%
Cibil Score < 800
Home Loan Interest Rate : 7.95%
Processing Fees
salaried Rs. 10000/-

citibankHome LoanUpto 30 Lakh - 8.20%
Upto 75 Lakh - 8.20%
above 75 Lakh - 8.20%
Processing Fees
salaried Rs. 10000/-
Self employed - 0.50%
Pnb HousingHome Loan - SalariedCibil Score above 800 : 8.60%
Cibil Score 750 - 800 :8.75%
Cibil Score 700 - 750 :8.85%
Cibil Score 650 - 700 :8.95%
Cibil Score up to 650 or -1 :9.25%
Plot Purchase Loan rate will be 1% +
Banking Program +0.50%
Processing Fees
salaried Rs. 10000/-
Self employed Upto 1%

Pnb HousingHome Loan - Self EmployedCibil Score above 800 : 8.85%
Cibil Score 750 - 800 :8.95%
Cibil Score 700 - 750 :9.05%
Cibil Score 650 - 700 :9.15%
Cibil Score up to 650 or -1 :9.45%
Plot Purchase Loan rate will be 1% +
Banking Program +0.50%
Processing Fees
salaried Rs. 10000/-
Self employed Upto 1%

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