Home Loan Interest Rates

Latest Home Loan Interest Rates

( Interest Rates subject to bank approval )
Rate updated on 03.07.2020

BankProductInterest RateFees & DetailsSelect
Home Loan6.85% with Insurance
6.90% without Insurance
( Cibil score must be above 726)

Lowest Rate
Fee Maximum Rs 25000 /-
Fee for Balance Transfer - Rs. 8500/-

sbi_bank_200pxHome LoanUpto 30 Lakh - 7.00%
Upto 75 Lakh - 7.25%
above 75 Lakh -7.35%
Procesing Fees
New Home Loan 0.20%
Min. 4000/- & Max 17500/-
Fee for Balance Transfer - NILL
Legal & Tech. extra

sbi_bank_200pxSBI - MaxGainUpto 30 Lakh - 7.35%
Upto 75 Lakh - 7.60%
above 75 Lakh -7.70%
Procesing Fees
New Home Loan 0.20%
Min. 4000/- & Max 17500/-
0.5% Discount for females
Legal & Technical charges extra
Fee for Balance Transfer - NILL

sbi_bank_200pxSBI - Plot LoanUpto 30 Lakh - 7.80%
Upto 75 Lakh - 7.90%
Above 75 Lakh -8.05%
Procesing Fees
New Home Loan 0.40%
Min. 10000/- & Max 30000/-
Fee for Balance Transfer - NILL

Home Loan6.85% with Insurance
6.90% without Insurance
( Cibil score must be above 726)

Lowest Rate
Fees for new Home Loan
Rs 15000/- for amount upto 50 lakh
Rs 25000 /- for amount above 50 Lakh
Fee for Balance Transfer - Rs.8500/-

Home Loan Interest SaverUpto 75 Lakh
6.85% with Insurance
6.90% without Insurance
Above 75 Lakh
7.10% with Insurance
7.15% without Insurance
( Cibil score must be above 726)
Fees for new Home Loan
Rs 15000/- for amount upto 50 lakh
Rs 25000/- for amount above 50 Lakh
Fee for Balance Transfer - Rs.8500/-

axis-bankHome Loan Vanila Upto 30 Lakh - 7.80%
Upto 75 Lakh - 7.90%
above 75 Lakh - 8.05%
Procesing Fees
- 0.35% of Loan Amount
Minimum Rs. 10000/-
Best for Self Employed / HNI

axis-bankHome Loan Super Saver Amount > 50 lakh 8.20%Procesing Fees
0.35% of Loan Amount
Minimum Rs. 10000/-
Best for Self Employed / HNI

axis-bankHome Loan Banking Amount > 50 lakh 8.35%Procesing Fees
0.35% of Loan Amount
Minimum Rs. 10000/-
Home Saver A/c available
Best for Self Employed

hdfc_homeloans_logoHome Loan -SalariedCibil Score > 780
Home Loan upto 30 Lakh : 7.00%
Home Loan upto 75 Lakh : 7.20%
Home Loan above 75 lakh : 7.35%
Cibil score :700-799
Home Loan upto 30 Lakh : 7.20%
Home Loan upto 75 Lakh : 7.35%
Home Loan above 75 Lakh : 7.45%
Cibil score :650-699
Home Loan upto 30 Lakh : 7.35%
Home Loan upto 75 Lakh : 7.50%
Home Loan above 75 Lakh : 7.60%
Cibil score : < 650
Home Loan upto 30 Lakh : 7.40%
Home Loan upto 75 Lakh : 7.55%
Home Loan above 75 Lakh : 7.65%
Procesing Fees
Rs.10000 + Legal fee
0.05% discount for women

hdfc_homeloans_logoHome Loan -Self EmployeedCibil Score > 780
Home Loan upto 30 Lakh : 7.15%
Home Loan upto 75 Lakh : 7.40%
Home Loan above 75 lakh : 7.50%
Cibil score :700-799
Home Loan upto 30 Lakh : 7.35%
Home Loan upto 75 Lakh : 7.50%
Home Loan above 75 Lakh : 7.60%
Cibil score :650-699
Home Loan upto 30 Lakh : 7.50%
Home Loan upto 75 Lakh : 7.65%
Home Loan above 75 Lakh : 7.75%
Cibil score : < 650
Home Loan upto 30 Lakh : 7.55%
Home Loan upto 75 Lakh : 7.70%
Home Loan above 75 Lakh : 7.80%
Procesing Fees
0.50% of loan amount + Legal fee
0.05% discount for women.

idbiHome Loan Salaried & SEPCibil Score > 780
Home Loan upto 35 Lakh : 7.80%
Home Loan upto 75 Lakh : 7.80%
Home Loan above 75 lakh : 7.80%
Cibil score :761-780
Home Loan upto 35 Lakh : 7.85%
Home Loan upto 75 Lakh : 7.90%
Home Loan above 75 Lakh : 7.95%
Cibil score :741-760
Home Loan upto 35 Lakh : 7.90%
Home Loan upto 75 Lakh : 7.95%
Home Loan above 75 Lakh : 8.00%
Cibil score :721-740
Home Loan upto 35 Lakh : 8.00%
Home Loan upto 75 Lakh : 8.05%
Home Loan above 75 Lakh : 8.10%
Cibil score :700-720
Home Loan upto 35 Lakh : 8.05%
Home Loan upto 75 Lakh : 8.10%
Home Loan above 75 Lakh : 8.15%
Cibil score :650-699
Home Loan upto 35 Lakh : 8.30%
Home Loan upto 75 Lakh : 8.35%
Home Loan above 75 Lakh : 8.40%
Procesing Fees
Rs.10000/- + Legal + Technical fee

idbiHome Loan-SENPCibil Score > 780
Home Loan upto 35 Lakh :8.00%
Home Loan upto 75 Lakh : 8.00%
Home Loan above 75 lakh : 8.00%
Cibil score :761-780
Home Loan upto 35 Lakh : 8.05%
Home Loan upto 75 Lakh : 8.10%
Home Loan above 75 Lakh : 8.15%
Cibil score :741-760
Home Loan upto 35 Lakh : 8.10%
Home Loan upto 75 Lakh : 8.15%
Home Loan above 75 Lakh : 8.20%
Cibil score :721-740
Home Loan upto 35 Lakh : 8.10%
Home Loan upto 75 Lakh : 8.15%
Home Loan above 75 Lakh : 8.25%
Cibil score :700-720
Home Loan upto 35 Lakh : 8.25%
Home Loan upto 75 Lakh : 8.30%
Home Loan above 75 Lakh : 8.55%
Cibil score :650-699
Home Loan upto 35 Lakh : 8.50%
Home Loan upto 75 Lakh : 8.55%
Home Loan above 75 Lakh : 8.80%
Procesing Fees
Rs.10000/- + Legal + Technical fee

idbiHome Loan Interest SaverCibil Score > 780
Home Loan upto 35 Lakh : 8.30%
Home Loan upto 75 Lakh : 8.30%
Home Loan above 75 lakh : 8.30%
Cibil score :761-780
Home Loan upto 35 Lakh : 8.35%
Home Loan upto 75 Lakh : 8.40%
Home Loan above 75 Lakh : 8.45%
Cibil score :741-760
Home Loan upto 35 Lakh : 8.40%
Home Loan upto 75 Lakh : 8.45%
Home Loan above 75 Lakh : 8.50%
Cibil score :721-740
Home Loan upto 35 Lakh : 8.50%
Home Loan upto 75 Lakh : 8.55%
Home Loan above 75 Lakh : 8.60%
Cibil score :700-720
Home Loan upto 35 Lakh : 8.55%
Home Loan upto 75 Lakh : 8.60%
Home Loan above 75 Lakh : 8.65%
Procesing Fees
Rs.10000/- + Legal + Technical fee

icici-bankHome Loan - salariedUpto 35 Lakh - 6.95%*
Upto 75 Lakh - 7.20%
above 75 Lakh - 7.30%
Procesing Fees
New Home Loan 0.30%
Minimum Rs. 10000/- + Admin fee
Fee for Balance Transfer - Rs. 3000/-
Loan Amount - Loan to Value
Upto 35 Lakh - 80%
from 35 - 75 Lakh - 70%
above 75 Lakh - 65%

Others

-Repayment from ICICI a/c only

icici-bankHome Loan - Self EmployedUpto 35 Lakh - 7.20%
Upto 75 Lakh - 7.35%
above 75 Lakh - 7.45%
Procesing Fees
New Home Loan 0.50%
Minimum Rs. 10000/- + Admin fee
Balance Transfer - Rs. 3000/-
Loan Amount - Loan to Value
Upto 35 Lakh - 80%
from 35 - 75 Lakh - 70%
above 75 Lakh - 65%

Repayment from ICICI a/c only

Lic-housing-financeApna Ghar - Salaried Cibil Score > 800
Any Amount : 7.50%
Cibil Score 700 - 799
Home Loan upto 30 Lakh : 7.90%
Home Loan 30 -50 lakh : 7.90%
Home Loan 50 Lakh - 5cr : 7.90%
Home Loan 5cr - 15cr : 8.25%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.15%
Home Loan 30 -50 lakh : 8.25%
Home Loan 50 Lakh - 5cr : 8.35%
Home Loan 5cr - 15cr : 8.45%
Cibil Score < 600
Home Loan upto 30 Lakh : 8.35%
Home Loan 30 -50 lakh : 8.40%
Home Loan 50 Lakh - 5cr : 8.50%
Home Loan 5cr - 15cr : 8.70%
Procesing Fees
Salaried Rs. 10000/-

Lic-housing-financeApna Ghar - Self Employed Cibil Score > 800
Any Amount : 7.50%
Cibil Score 700 - 799
Home Loan upto 30 Lakh : 8.10%
Home Loan 30 -50 lakh : 8.20%
Home Loan 50 Lakh - 5cr : 8.35%
Home Loan 5cr - 15cr : 8.50%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.40%
Home Loan 30 -50 lakh : 8.40%
Home Loan 50 Lakh - 5cr : 8.50%
Home Loan 5cr - 15cr : 8.60%
Cibil Score < 600
Home Loan upto 30 Lakh : 8.55%
Home Loan 30 -50 lakh : 8.55%
Home Loan 50 Lakh - 5cr : 8.75%
Home Loan 5cr - 15cr : 8.85%
Procesing Fees
Salaried Rs. 10000/-

Lic-housing-financeGriha Suvida -Affordable Cibil Score > 800
10 lakh to 3 cr : 7.65%
Cibil Score 700 - 799
Home Loan upto 30 Lakh : 8.05% - 8.35%
Home Loan 30 -50 lakh : 8.05% - 8.45%
Home Loan 50 Lakh - 3cr : 8.05% - 8.60%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.30% - 8.65%
Home Loan 30 -50 lakh : 8.40% - 8.65%
Home Loan 50 Lakh - 3cr : 8.50% - 8.75%
Cibil Score 600 - 699
Home Loan upto 30 Lakh : 8.50% - 8.80%
Home Loan 30 -50 lakh : 8.55% - 8.80%
Home Loan 50 Lakh - 3cr : 8.65% - 9.00%%
Procesing Fees
Salaried Rs. 10000/-

kotak-mahindar-bankHome Loan - SalariedCibil Score > 800
Home Loan Interest Rate : 7.50%
Cibil Score < 800
Home Loan Interest Rate : 7.95%
Procesing Fees
salaried Rs. 10000/-

citibankHome LoanUpto 30 Lakh - 8.20%
Upto 75 Lakh - 8.20%
above 75 Lakh - 8.20%
Procesing Fees
salaried Rs. 10000/-
Self employed - 0.50%
Pnb HousingHome Loan - SalariedCibil Score above 800 : 8.60%
Cibil Score 750 - 800 :8.75%
Cibil Score 700 - 750 :8.85%
Cibil Score 650 - 700 :8.95%
Cibil Score up to 650 or -1 :9.25%
Plot Purchase Loan rate will be 1% +
Banking Program +0.50%
Procesing Fees
salaried Rs. 10000/-
Self employed Upto 1%

Pnb HousingHome Loan - Self EmployedCibil Score above 800 : 8.85%
Cibil Score 750 - 800 :8.95%
Cibil Score 700 - 750 :9.05%
Cibil Score 650 - 700 :9.15%
Cibil Score up to 650 or -1 :9.45%
Plot Purchase Loan rate will be 1% +
Banking Program +0.50%
Procesing Fees
salaried Rs. 10000/-
Self employed Upto 1%

Lets Help You Find The Best Home Loan

Simply fill in the form below
We will call you Back