Home Loan Interest Rates

    Latest Home Loan Interest Rates

    ( Interest Rates subject to bank approval )
    Rate updated on 02.08.2020

    BankProductInterest RateFees & DetailsSelect
    Home LoanCibil Score > 730 - 7.00%+
    Cibil Score < 730 - 7.20%+
    *condition apply

    Lowest Rate
    Processing Fee Salaried Applicant - 11800/-
    Self Employed - 0.25% + GST

    sbi_bank_200pxHome LoanUpto 30 Lakh - 7.00%
    Upto 75 Lakh - 7.25%
    above 75 Lakh -7.35%
    Processing Fees
    New Home Loan 0.40% + GST
    Min. 4000/- & Max 35000/-
    Fee for Balance Transfer - NILL
    Legal & Tech. Fee extra

    sbi_bank_200pxSBI - MaxGainUpto 30 Lakh - 7.35%
    Upto 75 Lakh - 7.60%
    above 75 Lakh -7.70%
    Processing Fees
    New Home Loan 0.20% + GST
    Min. 4000/- & Max 17500/-
    0.5% Discount for females
    Fee for Balance Transfer - NILL
    Legal & Tech. extra

    sbi_bank_200pxSBI - Plot LoanUpto 30 Lakh - 7.80%
    Upto 75 Lakh - 7.90%
    Above 75 Lakh -8.05%
    Processing Fees
    New Home Loan 0.20%+GST
    Min. 10000/- & Max 30000/-

    Home LoanCibil Score > 775
    Home Loan with Insurance : 7.00%
    Home Loan without Insurance : 7.05%
    Cibil Score >726 - 775
    Home Loan with Insurance : 7.40%
    Home Loan without Insurance : 7.45%
    Cibil Score < 701 - 726
    Home Loan with Insurance : 7.65%
    Home Loan without Insurance : 7.70%
    Processing fee
    Home Loan < 50 Lakh - Rs 15000/-
    Above 50 Lakh - Rs 25000 /-
    Balance Transfer - Rs.8500/-

    axis-bankHome Loan Vanila Upto 30 Lakh - 7.20%
    Upto 75 Lakh - 7.30%
    above 75 Lakh - 7.35%
    Processing Fees
    - 0.35% of Loan Amount
    Minimum Rs. 10000/-
    Best for Self Employed / HNI

    axis-bankHome Loan Super Saver Amount > 50 lakh 7.60%Processing Fees
    0.35% of Loan Amount
    Minimum Rs. 10000/-
    Best for Self Employed / HNI

    axis-bankHome Loan Banking Surrogate Amount > 50 lakh 7.65%Processing Fees
    0.35% of Loan Amount
    Minimum Rs. 10000/-
    Home Saver A/c Must
    Best for Self Employed

    hdfc_homeloans_logoHome Loan -SalariedCibil Score > 750
    Home Loan : 7.00% (Employed )
    Home Loan : 7.05% (Self Employed )
    ( HDFC MONSOON Bonanza )

    Processing Fees
    Rs.10000 + Legal fee
    0.05% discount for women
    Disbursement by Sept 30th.

    hdfc_homeloans_logoHome Loan -EmployeedCibil Score > 780
    Home Loan upto 30 Lakh : 7.00%
    Home Loan upto 75 Lakh : 7.25%
    Home Loan above 75 lakh : 7.35%
    Cibil score :700-799
    Home Loan upto 30 Lakh : 7.20%
    Home Loan upto 75 Lakh : 7.35%
    Home Loan above 75 Lakh : 7.45%
    Cibil score :650-699
    Home Loan upto 30 Lakh : 7.35%
    Home Loan upto 75 Lakh : 7.50%
    Home Loan above 75 Lakh : 7.60%
    Cibil score : < 650
    Home Loan upto 30 Lakh : 7.40%
    Home Loan upto 75 Lakh : 7.55%
    Home Loan above 75 Lakh : 7.65%
    Processing Fees
    0.50% of loan amount + Legal fee
    0.05% discount for women.

    hdfc_homeloans_logoHome Loan -Self EmployeedCibil Score > 780
    Home Loan upto 30 Lakh : 7.15%
    Home Loan upto 75 Lakh : 7.40%
    Home Loan above 75 lakh : 7.50%
    Cibil score :700-799
    Home Loan upto 30 Lakh : 7.35%
    Home Loan upto 75 Lakh : 7.50%
    Home Loan above 75 Lakh : 7.60%
    Cibil score :650-699
    Home Loan upto 30 Lakh : 7.50%
    Home Loan upto 75 Lakh : 7.65%
    Home Loan above 75 Lakh : 7.75%
    Cibil score : < 650
    Home Loan upto 30 Lakh : 7.40%
    Home Loan upto 75 Lakh : 7.55%
    Home Loan above 75 Lakh : 7.65%
    Processing Fees
    0.50% of loan amount + Legal fee
    0.05% discount for women applicant.

    idbiHome Loan Salaried & SEPCibil Score > 780
    Home Loan upto 35 Lakh : 7.80%
    Home Loan upto 75 Lakh : 7.80%
    Home Loan above 75 lakh : 7.80%
    Cibil score :761-780
    Home Loan upto 35 Lakh : 7.85%
    Home Loan upto 75 Lakh : 7.90%
    Home Loan above 75 Lakh : 7.95%
    Cibil score :741-760
    Home Loan upto 35 Lakh : 7.90%
    Home Loan upto 75 Lakh : 7.95%
    Home Loan above 75 Lakh : 8.00%
    Cibil score :721-740
    Home Loan upto 35 Lakh : 8.00%
    Home Loan upto 75 Lakh : 8.05%
    Home Loan above 75 Lakh : 8.10%
    Cibil score :700-720
    Home Loan upto 35 Lakh : 8.05%
    Home Loan upto 75 Lakh : 8.10%
    Home Loan above 75 Lakh : 8.15%
    Cibil score :650-699
    Home Loan upto 35 Lakh : 8.30%
    Home Loan upto 75 Lakh : 8.35%
    Home Loan above 75 Lakh : 8.40%
    Processing Fees
    Rs.10000/- + Legal + Technical fee

    idbiHome Loan-SENPCibil Score > 780
    Home Loan upto 35 Lakh :8.00%
    Home Loan upto 75 Lakh : 8.00%
    Home Loan above 75 lakh : 8.00%
    Cibil score :761-780
    Home Loan upto 35 Lakh : 8.05%
    Home Loan upto 75 Lakh : 8.10%
    Home Loan above 75 Lakh : 8.15%
    Cibil score :741-760
    Home Loan upto 35 Lakh : 8.10%
    Home Loan upto 75 Lakh : 8.15%
    Home Loan above 75 Lakh : 8.20%
    Cibil score :721-740
    Home Loan upto 35 Lakh : 8.10%
    Home Loan upto 75 Lakh : 8.15%
    Home Loan above 75 Lakh : 8.25%
    Cibil score :700-720
    Home Loan upto 35 Lakh : 8.25%
    Home Loan upto 75 Lakh : 8.30%
    Home Loan above 75 Lakh : 8.55%
    Cibil score :650-699
    Home Loan upto 35 Lakh : 8.50%
    Home Loan upto 75 Lakh : 8.55%
    Home Loan above 75 Lakh : 8.80%
    Processing Fees
    Rs.10000/- + Legal + Technical fee

    icici-bankHome Loan - salariedUpto 35 Lakh - 6.95%*
    above 35 Lakh - 7.00%
    Processing Fees
    New Home Loan 0.30%
    Minimum Rs. 10000/- + Admin fee 5000
    Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
    Loan Amount - Loan to Value
    Upto 35 Lakh - 80%
    from 35 - 75 Lakh - 70%
    above 75 Lakh - 65%

    Plot Loan +0.25% more
    Top up with BT 0.30% more
    Others

    -Repayment from ICICI a/c only

    icici-bankHome Loan - Self EmployedUpto 35 Lakh - 7.05%*
    above 35 Lakh - 7.10%
    Processing Fees
    New Home Loan 0.30%
    Minimum Rs. 10000/- + Admin fee 5000
    Fee for Balance Transfer - Rs. 3000/- + Admin fee 5000
    Loan Amount - Loan to Value
    Upto 35 Lakh - 80%
    from 35 - 75 Lakh - 70%
    above 75 Lakh - 65%

    Plot Loan +0.25% more
    Top up with BT 0.30% more
    Others

    -Repayment from ICICI a/c only

    Lic-housing-financeApna Ghar - Salaried Cibil Score > 700
    Upto 50Lakh : 6.90%
    Cibil Score 650 - 699
    Home Loan upto 50 Lakh : 7.90%
    Home Loan 30 -50 lakh : 7.90%
    Home Loan 50 Lakh - 5cr : 7.90%
    Home Loan 5cr - 15cr : 8.25%
    Cibil Score 600 - 699
    Home Loan upto 30 Lakh : 8.15%
    Home Loan 30 -50 lakh : 8.25%
    Home Loan 50 Lakh - 5cr : 8.35%
    Home Loan 5cr - 15cr : 8.45%
    Cibil Score < 600
    Home Loan upto 30 Lakh : 8.35%
    Home Loan 30 -50 lakh : 8.40%
    Home Loan 50 Lakh - 5cr : 8.50%
    Home Loan 5cr - 15cr : 8.70%
    Processing Fees
    Salaried Rs. 10000/-

    Lic-housing-financeApna Ghar - Self Employed Cibil Score > 800
    Any Amount : 7.50%
    Cibil Score 700 - 799
    Home Loan upto 30 Lakh : 8.10%
    Home Loan 30 -50 lakh : 8.20%
    Home Loan 50 Lakh - 5cr : 8.35%
    Home Loan 5cr - 15cr : 8.50%
    Cibil Score 600 - 699
    Home Loan upto 30 Lakh : 8.40%
    Home Loan 30 -50 lakh : 8.40%
    Home Loan 50 Lakh - 5cr : 8.50%
    Home Loan 5cr - 15cr : 8.60%
    Cibil Score < 600
    Home Loan upto 30 Lakh : 8.55%
    Home Loan 30 -50 lakh : 8.55%
    Home Loan 50 Lakh - 5cr : 8.75%
    Home Loan 5cr - 15cr : 8.85%
    Processing Fees
    Salaried Rs. 10000/-

    Lic-housing-financeGriha Suvida -Affordable Cibil Score > 800
    10 lakh to 3 cr : 7.65%
    Cibil Score 700 - 799
    Home Loan upto 30 Lakh : 8.05% - 8.35%
    Home Loan 30 -50 lakh : 8.05% - 8.45%
    Home Loan 50 Lakh - 3cr : 8.05% - 8.60%
    Cibil Score 600 - 699
    Home Loan upto 30 Lakh : 8.30% - 8.65%
    Home Loan 30 -50 lakh : 8.40% - 8.65%
    Home Loan 50 Lakh - 3cr : 8.50% - 8.75%
    Cibil Score 600 - 699
    Home Loan upto 30 Lakh : 8.50% - 8.80%
    Home Loan 30 -50 lakh : 8.55% - 8.80%
    Home Loan 50 Lakh - 3cr : 8.65% - 9.00%%
    Processing Fees
    Salaried Rs. 10000/-

    kotak-mahindar-bankHome Loan - SalariedCibil Score > 800
    Home Loan Interest Rate : 7.50%
    Cibil Score < 800
    Home Loan Interest Rate : 7.95%
    Processing Fees
    salaried Rs. 10000/-

    citibankHome LoanUpto 30 Lakh - 8.20%
    Upto 75 Lakh - 8.20%
    above 75 Lakh - 8.20%
    Processing Fees
    salaried Rs. 10000/-
    Self employed - 0.50%
    Pnb HousingHome Loan - SalariedCibil Score above 800 : 8.60%
    Cibil Score 750 - 800 :8.75%
    Cibil Score 700 - 750 :8.85%
    Cibil Score 650 - 700 :8.95%
    Cibil Score up to 650 or -1 :9.25%
    Plot Purchase Loan rate will be 1% +
    Banking Program +0.50%
    Processing Fees
    salaried Rs. 10000/-
    Self employed Upto 1%

    Pnb HousingHome Loan - Self EmployedCibil Score above 800 : 8.85%
    Cibil Score 750 - 800 :8.95%
    Cibil Score 700 - 750 :9.05%
    Cibil Score 650 - 700 :9.15%
    Cibil Score up to 650 or -1 :9.45%
    Plot Purchase Loan rate will be 1% +
    Banking Program +0.50%
    Processing Fees
    salaried Rs. 10000/-
    Self employed Upto 1%

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