You can avail Home Loan for Residential Plot Purchase, House Construction, House Renovation, Independent House Purchase, ready to move in Flat, Under Construction Flat, Balance transfer of existing High-Interest Home Loan and to avail top-up loans.
How Much Can I Apply?
Home Loan can be availed up to 150% of agreement Value subject to Property Market Value.
- 90% of Market Value up to Loan amount of 30 Lakh
- 80% of Market Value up to Loan amount of 75 Lakh
- 75% of Market Value for Loan amount above 75 Lakh
Low Cibil Score vs Home Loans?
Cibil score is a major factor for home loans if your cibil score is less than 650 you may face rejection in Home Loans, Few Banks consider Low Cibil Score with proper justification and payment records /Low-Income ITR with good business records.
How can I avail Home Loan with Interest Saver / OD account?
Many banks offer home loan with interest saver facility or OD account. State bank of India’s Maxgain home loan is one of the most attractive home loan product amount home loan seekers.