❮
❯

Axis Bank Home Loan

Light Up Your Home This Festive Season With Our Exclusive Home Loan Offers | ✓ Easy application, ✓ Faster approval, ✓ Top 25 banks, ✓1000+ Happy Customers

Looking for a hassle-free home loan with the lowest interest rates and maximum savings? We provide personalised home loan solutions from India’s top 25 Government and Private Banks — all under one roof. Lowest Interest Rates – Starting from just 7.40% | 100% Discount on Processing Fees & Other Charges | Loan Tenure Up to 30 Years or Age 70 – Whichever is Earlier | Loans for Under-Construction, Resale, and Freehold Properties | Balance Transfer & Refinancing – Reduce EMI and Save Big

Low Rates
Lowest Interest Rates

Access top offers from banks and NBFCs with minimal processing fees.

fat Process
Quick & Easy Process

Digital documentation and instant eligibility checks mean faster approvals.

Custom Loans
Tailored Loan Options

Get personalized offers suited to your profile and financial goals.

Check Axis Bank Home Loan Offers Online

Home Loan EMI Calculator

Your Monthly EMI

Monthly Payment

₹ 0

Principal Amount ₹ 0

Total Interest ₹ 0

Total Amount ₹ 0

Get Customized EMI

Find Best Axis Bank Home Loan Offers

State Bank of India
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.35%
Apply Now
Axis Bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.65%
Apply Now
Kotak Bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.80%
Apply Now
Punjab National Bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.45%
Apply Now
Canara bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.35%
Apply Now
HDFC Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.40%
Apply Now
IDFC BANK LTD
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.85%
Apply Now
ICICI Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.65%
Apply Now
Development Bank of Singapore
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.95%
Apply Now
Bank of Baroda
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.55%
Apply Now
Bajaj Finance Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.60%
Apply Now
LIC Housing Finance Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.50%
Apply Now
Tata Capital Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.90%
Apply Now
IIFL Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest8.50%
Apply Now
IndusInd Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.90%
Apply Now
Indian Bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.15%
Apply Now
central Bank of India
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.30%
Apply Now
l&T Finance
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.70%
Apply Now
Standard Chartered Bank
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.80%
Apply Now
Ratnakar Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest8.20%
Apply Now
IDBI Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.45%
Apply Now
Karnataka Bank Ltd
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.30%
Apply Now
Bank of Maharashtra
10 Second Disbursal* 100% Digital Process* Quick Disbursal
Max. Loan Amt.Upto ₹40L
Tenure uptoUpto 30 Years
Processing FeeUpto Upto 2%
Rate of Interest7.10%
Apply Now

Why Choose Home Loan DSA?

  • Help You Compare & Choose the Best Offer
  • Pre-approved Offers offer Govt & Leading Banks
  • Personalised Door Step Service
  • Maximum Discount on Fees & Charges

Home Loan Interest Rates

Home Loan interest rates are primarily influenced by the applicant’s credit score, income profile, employer category, and the lender’s risk assessment and cost of funds. Choosing the right lender with a lower interest rate can significantly reduce your total loan repayment burden.

To get the best rates, applicants should start by checking offers from their existing banks or financial institutions where they hold accounts or credit cards. Additionally, comparing interest rates across banks and NBFCs on trusted financial platforms can help you find the most affordable loan options.

Check Bank-wise Interest Rates:
SBI Home Loan Interest Rates
ICICI Home Loan Interest Rates
HDFC Home Loan Interest Rates
Axis Bank Home Loan Interest Rates
PNB Home Loan Interest Rates
BOB Home Loan Interest Rates
Canara Bank Home Loan Rates
IDFC Home Loan Interest Rates
Yes Bank Home Loan Rates
Indian Bank Home Loan Rates
Bank of India Home Loan Rates
Tata Capital Home Loan Rates

Eligibility Criteria for Home Loan

Home Loan eligibility differs across lenders based on their credit risk policies, applicant type, and loan variant. However, most financial institutions follow some common parameters to assess a borrower's creditworthiness and repayment capacity.

Below are the general Home Loan eligibility criteria applicable for both salaried and self-employed individuals in India:

  • Age: 18 – 60 years
  • Minimum Salary: ₹15,000/month (salaried)
  • Minimum Income: ₹5 lakh/year (self-employed)
  • Credit Score: Preferably 750 or above
  • Employment Stability: At least 1 year in current job
  • Business Continuity: Minimum 3 years for self-employed
  • Employment Type: Government, PSU, MNCs, or reputed corporates

Documents Required for Quick Approval

Lenders require these documents to assess your identity, income, and repayment capacity. Below is a general list of documents required by most banks and NBFCs.

Requirement Salaried Individuals Self-employed Professionals/Non-Professionals
Proof of Identity Passport, Voter ID, Driving License, Aadhaar Card, PAN Card Passport, Voter ID, Driving License, Aadhaar Card, PAN Card
Proof of Residence Aadhaar Card, Voter ID, Passport, Utility Bills Aadhaar Card, Voter ID, Passport, Utility Bills
Proof of Income Salary Slips, Bank Statements, Form 16 ITR (Previous Years), Profit & Loss Statement, Balance Sheet, Bank Statements

Frequently Asked Questions

Most banks prefer a score of 700 or above, but some lenders may approve lower scores with conditions.

Yes, but having a co-applicant with a stable income can improve your eligibility and loan terms.

Eligibility depends on factors like: Age (usually 21–65 years) Income (salaried or self-employed) Credit score (usually 700+) Repayment capacity Employment stability

Typically, you can get up to 75%–90% of the property value, depending on your income and credit profile.

Home loan tenure can range from 5 to 30 years, depending on the borrower’s age and preference.

Yes. Most banks allow part-prepayment or full foreclosure without any charges. Please refer your sanction letter for pre / part payment charges

Yes, you can apply for a pre-approved loan which gives you an estimate of your loan eligibility and budget.

Yes, through Balance Transfer, you can move your loan to another bank offering better interest rates or terms. You can also top up your loan during this process.

A top-up loan is an additional loan amount given over your existing home loan, based on the property current value and your repayment history and eligibility.

Yes. Under Section 80C and 24(b) of the Income Tax Act: Principal repayment: Deduction up to ₹1.5 lakh Interest paid: Deduction up to ₹2 lakh per year

Our Featured Providers

We have helped 4734 Indians find the right products for their needs

State Bank of India
Axis Bank
Kotak Bank
Punjab National Bank
Canara bank
ICICI Bank Ltd
Bank of Baroda
LIC Housing Finance Ltd
Check Best Personal Loan Offers with Quick Disbursal
✔ Minimum Documentation
✔ No Collateral
✔ Instant Disbursal
Apply Now chevron_right