The Best Way of Finding The Best Loan

 

Home Loans

Best Rate

8.65%*

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Loan against Property

Best Rate

@

9.75%*

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Business Loan

Best Rate

@

14.99%*

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Personal Loan

Best Rate

@

10.99%*

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Home Loan

Home Loan is offered by the Banks to purchase an approved residential plot, Builder floor, independent house or villa, home loan balance transfer, construction of the house, and renovation of the house.  The home loan can be availed for a maximum period of 30 years for salaried and 20 years for self-employed applicants and subject to their current age.  You can also avail a home loan with OD facility and save interest on the home loan amount.

If you are interested in getting more information about various products of the banks and their eligibility criteria. Just schedule an appointment with our experienced loan advisor or call us on + 9560924365

Home Loan Eligibility Criteria Salaried Self-employed Professionals
Age Criteria 21 Years – 60 Years 24 Years – 65 Years
Employment Min. 2 Years of experience Min. 3 Years of experience
Co-Applicant(s) Not Mandatory – Only Family Members as co-applicants Not Mandatory – Only Family Members as co-applicants
Credit Score 650 or above 650 or above
Max. Loan on Property Value Upto 90% Upto 90%
Max. EMI – Per Income % Upto 75% Upto 75%

Loan Against Property

Loan against property can be availed against Residential, Commercial and Industrial property. The property can be self-occupied or rented. The Loan amount will be calculated on the current market value of the property and income eligibility of the applicant. Income eligibility can be enhanced by introducing family members income.

Loan eligibility may also be calculated on net average bank balances, Gross Profit and Annual Business turnover.

If you are interested in getting more information about various products of the banks and their eligibility criteria. Just schedule an appointment with our experienced loan advisor or call us on + 9560924365

LAP Eligibility Criteria Salaried Self-employed Professionals
Age Criteria 21 Years – 60 Years 24 Years – 65 Years
Employment Min. 2 Years of experience Min. 3 Years of experience
Co-Applicant(s) Not Mandatory – Only Family Members as co-applicants Not Mandatory – Only Family Members as co-applicants
Credit Score 650 or above 650 or above
Max. Loan on Property Value Up to 75% Up to 75%
Max. EMI – Per Income % Up to 65% Up to 65%

Tools & Calculators

Our tools can help you start planning the loan application . Try our  calculators and discover how much you can afford today.

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Home Loans
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Balance Transfer
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Customers  Reviews: We Love our Clients, And They Love Us.

We are fully dedicated to our clients. When you appoint us, there is no need to worry about approvals & interest rates. With our professional, experienced & efficient customer service, you cannot go wrong with HomeLoanDSA.com. Check out what our clients are saying about our services!

“The Highest Standards, The Happiest Customers”

“I would like to take this opportunity to thank you very much for all your hard work arranging the two mortgages. In my case, as you are aware (!), this was a less than straightforward process. However, it was made considerably less painful by your patience, perseverance and positive attitude. Without your assistance I very much doubt if I would have secured the mortgages that I needed. I was very impressed with the excellent service you provided, and will have no hesitation in recommending HomeLoanDSA.com to others.!” – Raj Karan Yadav

Just a short note to thank you for your help and guidance in arranging our Home Loan for our Flat in Malibu Town. As you know, speed of completion was very important to the successful conclusion of the agreement and I am sure that without your efforts we would not have been able to achieve this. We appreciate the efforts you took and your patience in dealing with our numerous queries.
Jagdeep Singh
Govind visited me on a number of occasions to establish the requirement for a new Home Loan on a new property. Having searched the market he recommended several deals for me to choose from. Following some further discussions we were able to find the right home loan for us. Govind and his team managed the whole process in a very professional manor. We have now moved in to our new home and could not be happier with everything they managed to achieve for us.
Imran Ali,
A massive Thanks you for helping with our Home Loan. You and your team saved us a lot of money after another adviser could not turn things around in time. We were able to buy the house and move within the 18 days exchange we needed. You had a loan approval letter out within 4 days and I would use and recommend you to anyone getting a mortgage & Home Loan.
Kaushik Banerjee,
Many thanks for all your support & guidance, I couldn’t have coped without you. You have without doubt helped us to transform our lives. Thank you.
Suresh Panday,
You guys made is so easy, Very professional with a chilled approach. All the best with the business, we will be in touch in a few year time to complete the refinancing with you.
Sarika Jain,

OUR TEAM

Govind Bhargava
Govind Bhargava
Shiv Kumar Yadav
Shiv Kumar Yadav
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Our advice will be specifically tailored to your needs and circumstances which could be for your first home purchase, reducing Interest Rates, investing in property or refinancing. Please do not hesitate to contact us.